Lessening the Burden of Student Loans: Apply for NIH Student Loan Repayment September 1–November 17, 2022
July 21, 2022
Melissa Treviño, Ph.D.
Health Program Specialist
National Center for Complementary and Integrative Health
Rising student loan debt is a common barrier for health professionals starting and sustaining a biomedical or biobehavioral research career. The National Institutes of Health (NIH) has created the NIH Loan Repayment Programs (LRPs), which will repay up to $100,000 of qualified student loan debt for a 2-year award. The goal of the NIH LRPs is to recruit and retain highly qualified health professionals in research careers by lessening the burden of student loans. Want to know more?
Overview
- Program Goal: Encourage outstanding health professionals to pursue careers in biomedical, behavioral, social, and clinical research.
- Eligibility: Citizenship, qualified educational debt (greater than 20 percent of base salary), and biomedical doctoral degree (e.g., Ph.D. or M.D.) including clinical doctoral degrees, or doctoral degree in complementary health practice (e.g., Ph.D., N.D., D.A.O.M., D.C., D.O., D.N.P.), or both.
- Duration/Commitment: Up to 2 years.
- Support: NIH may repay up to $50,000 of your qualified student loan debt per year, including most undergraduate, graduate, and medical school loans. Loan repayment benefits are in addition to the institutional salary you receive for your research.
Who Can Apply for the LRPs?
- To qualify, you need to have your terminal level degree, be a U.S. citizen or permanent resident, have educational loan debt that is at least 20 percent of your annual income, and commit to conduct research for at least 20 hours per week (for the entirety of your LRP contract) at a domestic nonprofit, university, or government organization. Masters-level degrees or certifications, or individuals pursuing strictly clinical careers, are not eligible for the LRPs.
- There are six different extramural NIH LRPs